Grain Ledger vs PowerChurch Plus

If your church runs PowerChurch Plus on one office PC and the treasurer needs the books at home, Grain is the simpler move. It's fund accounting in any browser, with bank feeds and giving deposits connected, and it's free for churches with up to $20,000 in monthly expenses. You can keep PowerChurch for membership.

Fund balance summary
Fund accounting

$244,570

Total fund balance
Restricted
$160,340
Unrestricted
$84,230
General Fund
$62,410 available
$84,230
Reconciled
Missions
$27,900 available
$31,440
Reconciled
Building Fund
$118,250 available
$128,900
Reconciled

See Grain Ledger church accounting software for the full product overview, or compare accounting software for churches on fund balances, giving imports, and board-ready reporting.

Short answer

PowerChurch Plus installs on Windows PCs. For a Mac, or to reach the software over the internet, PowerChurch's option is PowerChurch Online, the hosted version, at $47 a month or $499 a year for two people signed in at once. There's nothing to install with Grain. The treasurer and bookkeeper sign in from any computer, including a Mac.

Where Grain fits

Churches whose treasurer or bookkeeper works from home or on a Mac, that want bank feeds and giving deposits in the ledger, and that are happy to keep a separate system for membership.

Feature-by-feature comparison

A skimmable look at the features churches usually compare when choosing accounting software.

True fund accounting
PowerChurch Plus
Included
Cash-basis double-entry funds with donor-restricted tracking
Grain Ledger
Included
Native church fund accounting
Fund-level financial reports
PowerChurch Plus
Included
35 built-in accounting reports plus a report writer
Grain Ledger
Included
Fund balances, activity, and board reports
Giving platform workflow
PowerChurch Plus
Included
Imports gifts from services such as Vanco
Grain Ledger
Included
Connects your giving provider to the ledger
Donor tools and statements
PowerChurch Plus
Included
Envelope numbers and contribution statements
Grain Ledger
Partial
Donor matching, giving context, and statements
Bank reconciliation
PowerChurch Plus
Included
Matches entries to the statement; no bank feed listed
Grain Ledger
Included
Bank imports tied to funds and review
Bills, AP, and card spend
PowerChurch Plus
Included
Accounts payable module for vendor checks
Grain Ledger
Included
Bills, approvals, Ramp, and Bill.com / Divvy
Budgeting by fund or ministry
PowerChurch Plus
Included
Budget amounts per account, copied year to year
Grain Ledger
Included
Budgets by fund, ministry, and dimension
Payroll workflow
PowerChurch Plus
Included
Payroll module that posts to fund accounting
Grain Ledger
Included
Full church payroll with ledger allocation
Church management suite
PowerChurch Plus
Included
Membership, contributions, events and records
Grain Ledger
Not the focus
Works alongside your ChMS
Board-ready reporting
PowerChurch Plus
Included
Balance sheet, income and expense, check register
Grain Ledger
Included
Church board and finance reports
Migration support
PowerChurch Plus
Partial
Export Data Utility saves module data to CSV; paid conversion into PowerChurch for new users
Grain Ledger
Included
Church chart, fund, and balance migration support
Small-church fit
PowerChurch Plus
Included
$445 one-time license, Windows PCs only
Grain Ledger
Included
Free tier for eligible small churches

Why churches choose Grain

  • Grain runs in the browser, so the treasurer can close the month from home or on a Mac without a network share or remote seats.
  • Bank transactions come in through Plaid, and you reconcile them with every entry tied to a fund.
  • Giving deposits import from Planning Center, Pushpay, Rock RMS, Subsplash and OnlineGiving.org.
  • Grain keeps the books on a cash or accrual basis. It's free for churches with up to $20,000 in monthly expenses. Growth is $70 a month with unlimited users for churches up to $1M a year in revenue or expenses.
  • Church of the Eleven22, Twin Lakes Church and Wellspring Church are among the churches on Grain.

Move the books to Grain and keep PowerChurch for membership.

PowerChurch's Export Data Utility saves the data from any module to CSV. Export your Fund Accounting data, and Grain's migration support helps you map it into funds, accounts and opening balances, so your first close in Grain starts from balances you've checked. Membership, events and record keeping can stay in PowerChurch.

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Common questions

How much does PowerChurch Plus cost?
A new PowerChurch Plus license is $445, one time, for Windows PCs, with 90 days of technical support. After that, support is $40 per call, $180 for six months or $330 a year. PowerChurch Online is $47 a month or $499 a year for two people signed in at once, plus $29 a month or $299 a year for each two more. Grain's Starter plan is free for churches with up to $20,000 in monthly expenses, and Growth is $70 a month for churches up to $1M a year.
Can the treasurer use PowerChurch from home or on a Mac?
PowerChurch Plus runs on Windows PCs only. PowerChurch Online, the hosted version, lets you reach it over the internet through a client app on Windows, Mac, Linux, Android or iOS. Grain runs in a web browser, so anyone you invite signs in from any computer, and the free Starter plan includes 3 users.
Does Grain replace PowerChurch?
Grain replaces the accounting: funds, bank reconciliation, bills, budgets, payroll and board reports. It isn't a church management system, so you can keep PowerChurch for membership, events and record keeping, or run Planning Center, Rock RMS or another ChMS alongside Grain.
How do gifts get into Grain if we keep PowerChurch for contributions?
Gifts reach Grain as deposits through the bank feed, or straight from Planning Center, Pushpay, Rock RMS, Subsplash or OnlineGiving.org when the church takes gifts through one of them. If you keep PowerChurch for contributions, the deposit is what lands in Grain.
What is the best PowerChurch alternative for church accounting?
For a church that wants to keep its membership system and move the books online, Grain is built for that job: double-entry fund accounting with restricted and unrestricted funds, Plaid bank feeds, giving-platform imports and board reports, in any browser and free for churches with up to $20,000 in monthly expenses.

See how Grain compares with PowerChurch Plus

Start free, or watch a short demo of funds, giving workflows, bank reconciliation, budgets, and board reports.

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