Church accounting

Accounting That Grows With Your Church Plant

Start with fund-based books on day one, free. Track launch gifts, operating cash, and restricted dollars separately so your network and sending church get clean reports from the first offering.

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Budget and fund view for a church plant in Grain Ledger

See Grain Ledger church accounting software for the full product overview, or compare accounting software for churches on fund balances, giving imports, and board-ready reporting.

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • Launch gifts and restricted startup funds

    Separate seed gifts, building reserves, and general operations so donors and partners see exactly how money is used.

  • Lean teams wearing many hats

    Bank sync, simple approvals, and clear categories mean your planter or volunteer treasurer is not living in spreadsheets every weekend.

  • A real ledger from the start

    Start with proper fund accounting instead of cleaning up a year of spreadsheets later. Add ministries, staff, and integrations as you grow.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

Is Grain affordable for a new church plant?
Grain offers a free Starter tier so plants can launch with proper fund accounting from day one. Paid plans scale as your church grows.
Can we track planter support and general fund separately?
Yes. Use funds and accounts to reflect how you receive and spend support, missions, and operating dollars, all in one ledger.
What if we only have a volunteer treasurer?
Workflows are built for part-time finance volunteers: bank imports, categorization, and approvals reduce manual entry while keeping an audit trail.

Helpful resources for your evaluation

Compare software, review pricing, and move from research into the product pages that match your church.

Church accounting software

Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.

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Small church accounting software

See how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.

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Church accounting software comparison

Full 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.

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Church accounting pricing

Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.

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Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
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Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
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GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll

Start free. Get your books right from the first offering.

Grain's free Starter tier gives church plants proper fund accounting without adding to the budget.

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