Accounting That Grows With Your Church Plant
Start with fund-based books on day one, free. Track launch gifts, operating cash, and restricted dollars separately so your network and sending church get clean reports from the first offering.
Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Launch gifts and restricted startup funds
Separate seed gifts, building reserves, and general operations so donors and partners see exactly how money is used.
Lean teams wearing many hats
Bank sync, simple approvals, and clear categories mean your planter or volunteer treasurer is not living in spreadsheets every weekend.
A real ledger from the start
Start with proper fund accounting instead of cleaning up a year of spreadsheets later. Add ministries, staff, and integrations as you grow.
How Grain helps
Explore the product areas that match your needs, then start free or watch a short demo.
Common questions
- Is Grain affordable for a new church plant?
- Grain offers a free Starter tier so plants can launch with proper fund accounting from day one. Paid plans scale as your church grows.
- Can we track planter support and general fund separately?
- Yes. Use funds and accounts to reflect how you receive and spend support, missions, and operating dollars, all in one ledger.
- What if we only have a volunteer treasurer?
- Workflows are built for part-time finance volunteers: bank imports, categorization, and approvals reduce manual entry while keeping an audit trail.
Helpful resources for your evaluation
Compare software, review pricing, and move from research into the product pages that match your church.
Church accounting software
Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.
Open resourceSmall church accounting software
See how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.
Open resourceChurch accounting software comparison
Full 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.
Open resourceChurch accounting pricing
Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.
Open resourceFree Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features are free for churches with up to $20k in monthly expenses.
Starter
For churches with up to $20k in monthly expenses
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
- MCP access
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
- MCP access
- REST API access
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Start free. Get your books right from the first offering.
Grain's free Starter tier gives church plants proper fund accounting without adding to the budget.