Grain Ledger vs KleerFi Accounting
Want fund accounting that's kept apart from your church management system and running before your next fiscal year starts? Grain does that today. It keeps the ledger, connects the ChMS and giving platform you already use, and it's free for churches with up to $20,000 in monthly expenses.
$244,570
See Grain Ledger church accounting software for the full product overview, or compare accounting software for churches on fund balances, giving imports, and board-ready reporting.
Short answer
Grain is church fund accounting you can sign up for today. Starter is free for churches with up to $20,000 in monthly expenses, and Growth is $70 a month with unlimited users. KleerFi Accounting, KleerCard's planned fund ledger, is on a waitlist with no published price. Grain isn't a ChMS. It connects the one you use.
Where Grain fits
Treasurers and bookkeepers who need a fund ledger running before the next fiscal year starts, want finance kept in its own system, and want gifts from the giving platform they already use to land in the right funds.
Feature-by-feature comparison
A skimmable look at the features churches usually compare when choosing accounting software.
Why churches choose Grain
- Grain does one job, the books. It isn't a church management system or a giving platform, so your staff keep the ones they use and Grain brings each giving deposit into the right funds.
- Payroll runs inside Grain. You pay staff by direct deposit or check, Grain handles Form 941 and W-2s, and every paycheck posts to the funds it belongs to. Nobody retypes a payroll report.
- Reports a finance committee can read: fund balances, budget vs actual by fund, department or dimension, and standard GAAP statements.
- If your church spends up to $20,000 a month, Starter is free, with 3 users and no credit card. When more people need a login, Growth is $70 a month with unlimited users.
Start your next fiscal year on Grain.
Migration support is free for churches moving from QuickBooks Online or Desktop, Aplos, ParishSoft or spreadsheets. Grain's team maps your funds, accounts and opening balances within a few weeks, so the new year opens on balances you've checked.
Common questions
- Is KleerFi Accounting available yet?
- Not yet. KleerFi Accounting has a waitlist for churches that want to be first in line when its fund accounting goes live, and KleerCard hasn't published a price. Grain is live now: you can start on the free Starter plan today and connect your bank and giving platform.
- Is Grain a church management system?
- No. Grain is church accounting software, not a ChMS. It handles the ledger, reconciliation and reporting, and works alongside Planning Center, Pushpay, Rock RMS and other ministry systems. People, groups, check-in and communication stay in your ChMS, and gifts stay with your giving platform.
- How much does Grain cost?
- Starter is free for churches with up to $20,000 in monthly expenses, measured as the median of the last 3 months, and includes 3 users. Growth is $70 a month for churches up to $1M a year in revenue or expenses, with unlimited users, and Scale starts at $100 a month. Payroll is $50 a month plus $10 per employee on any plan. KleerCard says it will confirm KleerFi pricing with people on its waitlist.
- Do we have to type payroll into the books by hand?
- Not with Grain Payroll. You run payroll in Grain, by direct deposit or check, and each paycheck posts to the funds it belongs to. Grain also handles Form 941 and W-2s. KleerFi plans to import entries from your payroll provider's PDF instead.
- How do card purchases and bills get into Grain?
- Ramp syncs card transactions, reimbursements and receipts, and Bill.com / Divvy syncs cleared card transactions. Bills go through approval in Grain before they're paid, and Starter includes AI invoice scanning. Bank transactions come in through Plaid. Already use KleerCard? Keep your KleerCard and bring its transactions into Grain by import.
See how Grain compares with KleerFi Accounting
Start free, or watch a short demo of funds, giving workflows, bank reconciliation, budgets, and board reports.