Church Accounting That Saves Treasurers Time
Stop fighting spreadsheets and generic small-business tools. Grain Ledger is fund accounting with bank imports, clear funds, and approvals so month-end does not consume your evenings.
Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Too many hours on data entry
You should not spend Sunday afternoons re-typing deposit slips. Import bank transactions, match giving, and categorize with rules that respect your fund structure.
Fear of breaking fund balances
Double-entry fund accounting keeps debits and credits in balance so restricted gifts never silently merge with operations.
Explaining numbers to the board
Generate clear reports and drill from totals to journal entries when someone asks why a line moved.
How Grain helps
Explore product areas that map to what you need, then book a demo for a tailored walkthrough.
Common questions
- I am a volunteer. Is Grain too complex?
- Grain is designed for church finance volunteers and part-time admins. Common tasks like categorizing imports, entering bills, and running month-end reports are streamlined, while the ledger stays audit-ready.
- Do I need QuickBooks experience?
- No. Workflows are church-centric: funds, dimensions, and approvals map to how treasurers think about ministry money, not generic small-business categories.
- Can our CPA still review the books?
- Yes. You get standard nonprofit statements and transaction detail suitable for outside accountants and auditors.
Free Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features free for churches under $20k in monthly spend.
Starter
For churches under $20k in monthly spend
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Stop dreading month-end
Grain's free Starter tier gives volunteer treasurers proper fund accounting without the learning curve. See it in action.