Church accounting

Small Church Accounting Software for Volunteer Treasurers

This small church accounting software gives volunteer treasurers and part-time bookkeepers fund accounting, bank sync, and board-ready reports without enterprise overhead. Compare Grain with ChurchTrac, Aplos, and QuickBooks if your church needs bookkeeping software that stays simple.

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Simple church accounting dashboard for small churches

This page is the simple path for small, volunteer-run churches. For the full product story, see church accounting software on fund balances, giving imports, and board-ready reporting, or start with full church accounting software if you want the complete picture before you sign up.

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • Spreadsheets worked until they did not

    Move to real double-entry fund accounting before a mistake costs you a donor's trust or a board's confidence.

  • One person does everything

    Bank imports, simple categorization, and built-in approvals cut hours so your treasurer can stay a volunteer, not become unpaid staff.

  • Reports that look professional

    Present GAAP-aligned statements to your board without hiring a bookkeeper to format them.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

Is Grain affordable for a small church?
Grain offers a free Starter tier so small congregations can start with proper fund accounting from day one. Paid plans scale as your needs grow.
Do we need a full-time bookkeeper?
No. Grain is designed for volunteer treasurers and part-time admins. Bank sync and guided workflows reduce manual work significantly.
How is this page different from your main church accounting software page?
This page focuses on volunteer treasurers and small congregations that need a simple setup. Our main church accounting software page covers the full Grain Ledger product, fund examples, and workflows for any church size.
Is this a fit if we are searching for small church bookkeeping software?
Yes. Grain is built for small churches that need bookkeeping software with proper fund tracking, simple monthly workflows, and financial reports a board can actually use.
Can we switch to Grain from QuickBooks or spreadsheets?
Yes. Set up your chart of accounts and funds, connect your bank, and begin categorizing. Our team can help with data migration during onboarding.

Helpful resources for your evaluation

Review pricing and open the product pages that match a small church or the full platform.

Church accounting software

Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.

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Church accounting pricing

Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.

Open resource

Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Account
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
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Scale

Scale-based pricing for larger churches

From$100/month

+$50/month for each full $500k above $1M

$0 – $1.5M
  • Unlimited Bank Accounts
  • Unlimited Users
  • Custom Roles
  • Custom Reports
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GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll

Proper fund accounting does not require a big budget

Start free with Grain's Starter tier and give your small church the same quality reporting larger churches use.

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