Fund Accounting That Scales With Large Churches
Multiple departments, complex budgets, and board-level scrutiny require more than entry-level tools. Grain Ledger gives large churches the ledger, integrations, and reporting to match their operations.
Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Outgrowing your current software
When QuickBooks classes and workarounds collapse under complexity, Grain's real fund accounting and dimensions keep every department and fund in order.
Multi-department budgeting and oversight
Build budgets by fund and department, compare to actuals in real time, and give department heads visibility into their lines.
Audit and compliance at scale
GAAP-compliant reports, full journal entry audit trails, and vendor 1099 tracking keep your books audit-ready year-round.
How Grain helps
Explore the product areas that match your needs, then start free or watch a short demo.
- Fund Accounting
Fund-based books that stay in balance. Bank sync, chart of accounts, full audit trail.
Learn more - Budgeting
Plan by ministry. Track every dollar. Budget vs. actual in real time.
Learn more - Bills and Expenses
Bills, approvals, Ramp and Bill.com / Divvy. From invoice to payment, fully tracked.
Learn more
Common questions
- Does Grain handle the complexity of a large church?
- Yes. Grain supports multi-fund accounting, department-level budgets, approval workflows, spend integrations (Ramp, Bill.com), and GAAP-compliant reporting designed for board and auditor scrutiny.
- Can multiple staff use Grain with different permissions?
- Yes. Role-based access lets you give department leads, treasurers, approvers, and admins appropriate visibility and control.
- Do you integrate with our giving and spend platforms?
- Grain integrates with Planning Center for giving, Ramp and Bill.com for expenses, and Plaid for bank sync. More integrations are on the roadmap.
Helpful resources for your evaluation
Compare software, review pricing, and move from research into the product pages that match your church.
Church accounting software
Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.
Open resourceSmall church accounting software
See how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.
Open resourceChurch accounting software comparison
Full 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.
Open resourceChurch accounting pricing
Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.
Open resourceFree Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features are free for churches with up to $20k in monthly expenses.
Starter
For churches with up to $20k in monthly expenses
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
- MCP access
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
- MCP access
- REST API access
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Your church has outgrown entry-level tools
See how Grain Ledger handles the budgeting, compliance, and integrations large churches demand.