Church accounting

Fund Accounting That Scales With Large Churches

Multiple departments, complex budgets, and board-level scrutiny require more than entry-level tools. Grain Ledger gives large churches the ledger, integrations, and reporting to match their operations.

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Fund accounting for a large church in Grain Ledger

See Grain Ledger church accounting software for the full product overview, or compare accounting software for churches on fund balances, giving imports, and board-ready reporting.

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • Outgrowing your current software

    When QuickBooks classes and workarounds collapse under complexity, Grain's real fund accounting and dimensions keep every department and fund in order.

  • Multi-department budgeting and oversight

    Build budgets by fund and department, compare to actuals in real time, and give department heads visibility into their lines.

  • Audit and compliance at scale

    GAAP-compliant reports, full journal entry audit trails, and vendor 1099 tracking keep your books audit-ready year-round.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

Does Grain handle the complexity of a large church?
Yes. Grain supports multi-fund accounting, department-level budgets, approval workflows, spend integrations (Ramp, Bill.com), and GAAP-compliant reporting designed for board and auditor scrutiny.
Can multiple staff use Grain with different permissions?
Yes. Role-based access lets you give department leads, treasurers, approvers, and admins appropriate visibility and control.
Do you integrate with our giving and spend platforms?
Grain integrates with Planning Center for giving, Ramp and Bill.com for expenses, and Plaid for bank sync. More integrations are on the roadmap.

Helpful resources for your evaluation

Compare software, review pricing, and move from research into the product pages that match your church.

Church accounting software

Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.

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Small church accounting software

See how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.

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Church accounting software comparison

Full 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.

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Church accounting pricing

Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.

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Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
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Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
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GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

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Your church has outgrown entry-level tools

See how Grain Ledger handles the budgeting, compliance, and integrations large churches demand.

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