Solve this pain point

Annual Budgets That Stay Relevant All Year

Build your annual budget by ministry and fund, get it approved, then track it against real spending every month. Grain Ledger keeps your annual plan connected to your actual books.

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Church annual budget planning in Grain Ledger

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • The budget is approved and then forgotten

    When actuals update against budget automatically, your annual plan stays relevant instead of gathering dust in a drawer.

  • Ministry input is scattered

    Centralize budget proposals from department heads in one system instead of collecting requests via email and spreadsheet.

  • Year-end post-mortems are too late

    Quarterly and monthly variance reports let leadership adjust during the year, not just analyze what went wrong in December.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

How do we build an annual budget in Grain?
Create budget lines by account, fund, and department. Enter amounts for the fiscal year and track actuals against plan as transactions post.
Can we compare this year's budget to last year?
Yes. Compare budget amounts and actuals across periods to see trends and inform next year's planning.
Does Grain support fiscal years that do not start in January?
Yes. Configure your fiscal year to match your church's calendar and budget accordingly.

Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
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Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
Schedule a Demo

GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll

An annual budget that does not go stale by March

See how Grain Ledger keeps your annual budget connected to real actuals all year long.

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