Solve this pain point

Budget Categories Built for Church Finance

Generic business categories do not fit church budgets. Grain Ledger starts with nonprofit-ready accounts and lets you customize for your ministries, funds, and reporting needs.

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Church budget categories and chart of accounts in Grain Ledger

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • QuickBooks categories do not fit churches

    Stop forcing ministry spending into small-business categories. Use accounts designed for tithes, missions, benevolence, and ministry operations.

  • Inconsistent categorization across years

    A structured chart of accounts means this year's budget categories match last year's so comparisons are meaningful, not apples to oranges.

  • Fund-level budget visibility

    Budget by account within each fund so restricted and unrestricted spending are tracked independently.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

Does Grain have pre-built church budget categories?
Yes. Grain includes a pre-configured nonprofit chart of accounts with categories common to churches. You can customize, add, or reorganize accounts to match your ministry structure.
Can we change categories without breaking historical data?
Account changes are tracked so historical reporting remains consistent even as your chart of accounts evolves.
How do categories relate to funds?
Each budget line ties to both an account category and a fund, so you can see how much was budgeted for, say, youth ministry within the general fund vs. a restricted grant.

Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
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Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
Schedule a Demo

GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll

Church budget categories that actually make sense

See how Grain Ledger's nonprofit chart of accounts and fund structure replace generic business categories.

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