Solve this pain point

Church Budgeting Built for Ministries

Roll up budgets by fund and department, track variance all year, and keep committees informed so they see reality, not just the spreadsheet from last spring.

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Church budget planning in Grain Ledger

See Grain Ledger church accounting software for the full product overview, or compare accounting software for churches on fund balances, giving imports, and board-ready reporting.

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • Annual budget season chaos

    Centralize proposals, lock approved budgets into the same system where actuals post, and stop emailing spreadsheets back and forth.

  • Ministries cannot see their own numbers

    Give leaders visibility into their budget lines without emailing exports every month.

  • Surprises in November

    Budget vs. actual updates as transactions post. Leadership corrects course during the year, not after it is too late.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

Does Grain include budget templates?
Grain provides budgeting workflows by fund and dimension. You can structure templates around your ministries and fiscal calendar rather than a one-size generic spreadsheet.
Can multiple people propose budget lines?
Yes. Teams can collaborate on building budgets, and you can use approvals when your policies require sign-off before amounts go live.
How does budget vs. actual work?
Actuals from the general ledger roll up against approved budgets so you see variance by account, fund, and ministry over time.

Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
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Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
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GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll

Budget season does not have to be chaos

See how Grain Ledger helps churches plan, approve, and track budgets by ministry and fund.

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