A Chart of Accounts That Fits Your Church
Start with a pre-configured nonprofit chart of accounts and customize it for your ministries. Grain Ledger structures accounts by fund, type, and dimension so your reports make sense to boards and CPAs.
Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Generic business accounts do not work
Churches need accounts for tithes, designated gifts, benevolence, and ministry expenses, not cost of goods sold and inventory.
Starting from scratch is overwhelming
Grain's pre-configured nonprofit chart of accounts gives you a starting point. Add, rename, or reorganize accounts to match your ministry structure.
Account structure drives reporting quality
A well-structured chart of accounts means your financial statements, budget reports, and fund balances are clear and consistent from day one.
How Grain helps
Explore product areas that map to what you need, then book a demo for a tailored walkthrough.
Common questions
- Does Grain come with a pre-built chart of accounts?
- Yes. Grain includes a pre-configured nonprofit chart of accounts with categories common to churches. You can customize it to match your specific ministry and reporting needs.
- Can we add custom accounts?
- Yes. Add accounts for specific ministries, campaigns, or reporting requirements at any time.
- How do accounts relate to funds?
- Accounts track the type of income or expense. Funds track the purpose or restriction. Together, they give you a complete picture: how much was spent on supplies (account) within the youth ministry fund (fund).
Free Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features free for churches under $20k in monthly spend.
Starter
For churches under $20k in monthly spend
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Stop forcing church finances into business categories
See how Grain Ledger's nonprofit chart of accounts gives your church the right financial structure from day one.