Church Fund Accounting That Stays in Balance
Track every dollar by purpose with a real general ledger. Restricted gifts, operating funds, and ministry dimensions stay clear from deposit to board report.
Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Classes in QuickBooks are not real fund accounting
Use a ledger designed for nonprofit net asset and fund logic, not workarounds that break when audits get serious.
Spreadsheet risk
One wrong formula and your restricted fund balance is wrong for six months. Replace fragile sheets with journal entries, dimensions, and bank reconciliation in one system.
Boards expect GAAP-aligned statements
Produce statements of activities, balance sheets, and fund reports that reflect nonprofit standards, ready for board packets and auditors.
How Grain helps
Explore product areas that map to what you need, then book a demo for a tailored walkthrough.
Common questions
- What is church fund accounting?
- Fund accounting tracks money by purpose or restriction so churches honor donor intent and report clearly to boards and auditors. Grain implements this with double-entry bookkeeping and fund balances.
- Does Grain support restricted and unrestricted funds?
- Yes. You can structure funds and net asset categories to reflect restricted gifts, board-designated amounts, and unrestricted operations.
- Can we reconcile bank accounts in Grain?
- Yes. Bank connections via Plaid bring transactions in for categorization and reconciliation against the ledger.
Free Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features free for churches under $20k in monthly spend.
Starter
For churches under $20k in monthly spend
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Real fund accounting. Not QuickBooks workarounds.
See how Grain Ledger replaces classes and spreadsheets with a real church fund accounting system.