Solve this pain point

Track Your Operating Budget in Real Time

Your operating budget is the heartbeat of your church's finances. Grain Ledger connects it to your general ledger so you see variance as it happens, not when someone builds a report.

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Church operating budget tracking in Grain Ledger

See Grain Ledger church accounting software for the full product overview, or compare accounting software for churches on fund balances, giving imports, and board-ready reporting.

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • Cash flow surprises

    See operating income and expenses against budget continuously so you spot shortfalls before they become crises.

  • Operating vs. restricted confusion

    Fund accounting keeps operating dollars clearly separated from restricted gifts so your operating budget reflects actual available resources.

  • Board needs a simple answer

    Are we on track? Grain answers that question with budget vs. actual summaries that drill into detail when needed.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

How does Grain separate operating and restricted budgets?
Fund accounting keeps operating funds distinct from restricted funds. Budget by fund so operating revenue and expenses are tracked independently.
Can we see cash flow against budget?
Yes. Budget vs. actual reports show where spending is tracking against plan, with drill-down to the transactions driving any variance.
Is the operating budget tied to the general ledger?
Yes. Actuals come directly from the ledger so there is no manual reconciliation between your budget spreadsheet and your books.

Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
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Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
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GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll

Know where you stand before the board asks

See how Grain Ledger connects your operating budget to real-time actuals from the general ledger.

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