Accounting Software for Lutheran Congregations
Support council and treasurer workflows with clear fund balances, ministry budgets, and GAAP-aligned statements that reflect how Lutheran churches steward offerings.
Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Council and treasurer transitions
Documented workflows and a consistent ledger make handoffs between treasurers smoother than inherited spreadsheets.
Mission support and designated gifts
Track benevolence, missions, and capital separately from operating funds with proper restriction tracking.
Year-end and leadership questions
Produce reports and exports that answer common council and outside questions without rebuilding numbers.
How Grain helps
Explore the product areas that match your needs, then start free or watch a short demo.
Common questions
- Is Grain suitable for Lutheran churches?
- Yes. Grain is built for church fund accounting generally and works for Lutheran congregations that need fund balances, budgets, and GAAP-style reporting.
- Can we align accounts with our reporting needs?
- You own your chart of accounts and funds. Configure them to match policies and guidance from your leadership or CPA.
- Does Grain replace our current church software?
- Grain replaces general ledger, AP, banking sync, and financial reporting for many churches. Evaluate integrations for giving and other tools you keep.
Helpful resources for your evaluation
Compare software, review pricing, and move from research into the product pages that match your church.
Church accounting software
Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.
Open resourceSmall church accounting software
See how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.
Open resourceChurch accounting software comparison
Full 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.
Open resourceChurch accounting pricing
Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.
Open resourceFree Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features are free for churches with up to $20k in monthly expenses.
Starter
For churches with up to $20k in monthly expenses
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
- MCP access
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
- MCP access
- REST API access
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Make the next treasurer handoff seamless
See how Grain Ledger gives Lutheran churches consistent books that survive leadership transitions.