Church accounting

Accounting Software for Lutheran Congregations

Support council and treasurer workflows with clear fund balances, ministry budgets, and GAAP-aligned statements that reflect how Lutheran churches steward offerings.

Start Free
Financial reports for a Lutheran church in Grain Ledger

See Grain Ledger church accounting software for the full product overview, or compare accounting software for churches on fund balances, giving imports, and board-ready reporting.

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • Council and treasurer transitions

    Documented workflows and a consistent ledger make handoffs between treasurers smoother than inherited spreadsheets.

  • Mission support and designated gifts

    Track benevolence, missions, and capital separately from operating funds with proper restriction tracking.

  • Year-end and leadership questions

    Produce reports and exports that answer common council and outside questions without rebuilding numbers.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

Is Grain suitable for Lutheran churches?
Yes. Grain is built for church fund accounting generally and works for Lutheran congregations that need fund balances, budgets, and GAAP-style reporting.
Can we align accounts with our reporting needs?
You own your chart of accounts and funds. Configure them to match policies and guidance from your leadership or CPA.
Does Grain replace our current church software?
Grain replaces general ledger, AP, banking sync, and financial reporting for many churches. Evaluate integrations for giving and other tools you keep.

Helpful resources for your evaluation

Compare software, review pricing, and move from research into the product pages that match your church.

Church accounting software

Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.

Open resource

Small church accounting software

See how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.

Open resource

Church accounting software comparison

Full 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.

Open resource

Church accounting pricing

Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.

Open resource

Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
Start Free

Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
Start Free

GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll

Make the next treasurer handoff seamless

See how Grain Ledger gives Lutheran churches consistent books that survive leadership transitions.

Start Free