Bookkeeping That Feels Like Church Finance
Daily church bookkeeping tasks meet a real ledger: imports, reconciliations, AP, and fund allocations so year-end is calm instead of a rescue mission.

Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Clean books for the CPA
Consistent journal entries and dimensions mean less cleanup before the 990 and review. Your CPA gets standard nonprofit financials, not a puzzle.
Volunteer turnover
Cloud access and documented workflows make handoffs between bookkeepers less painful than inheriting someone's personal spreadsheet system.
Mixing personal and church habits
Software shaped for fund accounting prevents shortcuts that break when boards ask questions or auditors show up.
How Grain helps
Explore the product areas that match your needs, then start free or watch a short demo.
Common questions
- Is Grain bookkeeping or full accounting?
- Grain is full double-entry fund accounting. Bookkeepers use it for daily work while the system maintains the integrity auditors and CPAs expect.
- Can a remote bookkeeper use Grain?
- Yes. Grain is cloud-based with role-based access so distributed finance teams can collaborate securely.
- Do you support bank reconciliation?
- Yes. Match imported transactions to cleared ledger activity with standard reconciliation workflows.
Free Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features are free for churches with up to $20k in monthly expenses.
Starter
For churches with up to $20k in monthly expenses
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
- MCP access
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
- MCP access
- REST API access
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Hand your CPA clean books this year
See how Grain Ledger turns daily bookkeeping into audit-ready fund accounting.