Starter
For churches with up to $20k in monthly expenses
Free
- 1 Bank Connection
- 3 Users
- Unlimited Funds
- Donor Insights
- 1 Active Budget
- Standard GAAP Reports
Building funds are restricted gifts that must be tracked separately from operations. Grain Ledger keeps contributions, construction spending, and fund balances clearly separated with a full audit trail.

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Fund accounting ensures building contributions never silently subsidize operating expenses or get lost in the general checking balance.
Show donors and leadership exactly how building fund dollars have been received and spent with fund-level reports.
Track contractor invoices, approvals, and payments against the building fund so every disbursement is documented.
Explore the product areas that match your needs, then start free or watch a short demo.
No credit card required. Most features are free for churches with up to $20k in monthly expenses.
For churches with up to $20k in monthly expenses
Free
For churches with up to $1M in annualized revenue or expenses
$70/month
Scale-based pricing for larger churches
$100/month
Pay your church staff and file payroll taxes, with every pay run posted to the right fund.
$50/month base
+ $10 per employee / month
Works with every accounting plan. No upgrade required.
Explore PayrollStarter
Growth
Scale
See how Grain Ledger keeps building fund contributions and spending separated, auditable, and transparent.