Church accounting

Accounting Software for Churches of Christ

Keep your congregation's books transparent and elder-approved. Track benevolence, missions support, and operating funds with a real general ledger and clear reporting.

Start Free
Financial reports for a Church of Christ in Grain Ledger

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • Transparency to the congregation

    Churches of Christ value congregational accountability. Generate clear financial reports members and elders can review with confidence.

  • Benevolence and missions tracking

    Keep benevolence spending and supported missions separate from general operations with fund-level accounting.

  • Simple enough for volunteer-led finance

    Your treasurer should not need accounting software training. Bank sync and guided workflows handle the complexity behind the scenes.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

Does Grain work for autonomous congregations?
Yes. Grain does not impose any denominational structure. You build your own chart of accounts, funds, and reporting to match how your elders and congregation operate.
Can we track benevolence separately?
Yes. Use dedicated funds and accounts for benevolence activity so it is clearly separated from operating and missions spending.
How do we share financial reports with members?
Export GAAP-style reports to PDF or spreadsheet for sharing in bulletins, business meetings, or with your elders.

Helpful resources for your evaluation

Compare software, review pricing, and move from research into the product pages that match your church.

Church accounting software

Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.

Open resource

Small church accounting software

See how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.

Open resource

Church accounting software comparison

Full 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.

Open resource

Church accounting pricing

Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.

Open resource

Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
Start Free

Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
Schedule a Demo

GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll

Transparent books your elders and congregation can trust

See how Grain Ledger supports the financial accountability Churches of Christ are known for.

Start Free