Church accounting

Accounting Software for Southern Baptist Churches

Track Cooperative Program contributions, designated missions, and ministry budgets with the fund accounting your deacons and finance committee expect. Clear books, clear accountability.

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Giving analytics for a Southern Baptist church in Grain Ledger

See Grain Ledger church accounting software for the full product overview, or compare accounting software for churches on fund balances, giving imports, and board-ready reporting.

Challenges we hear from churches like yours

Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.

  • Cooperative Program and missions tracking

    Allocate and track CP contributions and designated missions giving alongside operating funds so your associational and convention reporting is straightforward.

  • Deacon-led finance oversight

    Give deacons and finance committees the statements and fund balances they need to fulfill their stewardship role.

  • Autonomous but accountable

    SBC churches govern themselves. Your accounting should reflect that autonomy with a chart of accounts and reporting that fit your church, not a template from headquarters.

How Grain helps

Explore the product areas that match your needs, then start free or watch a short demo.

Common questions

Does Grain handle Cooperative Program tracking?
You can structure accounts and funds to track CP contributions as a designated line, making it easy to report what your church gives to the convention alongside operating and missions activity.
Is Grain used by other SBC churches?
Grain is denomination-agnostic fund accounting built for churches. SBC churches use the same fund tracking, giving integration, and GAAP reporting features as any other congregation.
Can our volunteer treasurer use Grain?
Yes. Grain is designed for volunteer and part-time finance teams. Bank sync, giving imports, and approval workflows reduce manual work.

Helpful resources for your evaluation

Compare software, review pricing, and move from research into the product pages that match your church.

Church accounting software

Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.

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Small church accounting software

See how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.

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Church accounting software comparison

Full 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.

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Church accounting pricing

Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.

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Free to Start.
Scales as You Grow.

No credit card required. Most features are free for churches with up to $20k in monthly expenses.

Billing period

Starter

For churches with up to $20k in monthly expenses

Free

  • 1 Bank Connection
  • 3 Users
  • Unlimited Funds
  • Donor Insights
  • 1 Active Budget
  • Standard GAAP Reports
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Scale

Scale-based pricing for larger churches

$100/month

$0 – $1.5M
  • Unlimited Bank Connections
  • Unlimited Users
  • Custom Roles
  • Custom Reports
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GrainPayroll

Pay your church staff and file payroll taxes, with every pay run posted to the right fund.

  • Auto fund allocation
  • Mobile time clock & approvals
  • Direct deposit
  • Federal & state tax filings

$50/month base

+ $10 per employee / month

Works with every accounting plan. No upgrade required.

Explore Payroll

Give your deacons the financial clarity they expect

See how Grain Ledger handles CP tracking, missions giving, and deacon-ready reporting.

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