Accounting Software for Southern Baptist Churches
Track Cooperative Program contributions, designated missions, and ministry budgets with the fund accounting your deacons and finance committee expect. Clear books, clear accountability.
Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Cooperative Program and missions tracking
Allocate and track CP contributions and designated missions giving alongside operating funds so your associational and convention reporting is straightforward.
Deacon-led finance oversight
Give deacons and finance committees the statements and fund balances they need to fulfill their stewardship role.
Autonomous but accountable
SBC churches govern themselves. Your accounting should reflect that autonomy with a chart of accounts and reporting that fit your church, not a template from headquarters.
How Grain helps
Explore the product areas that match your needs, then start free or watch a short demo.
Common questions
- Does Grain handle Cooperative Program tracking?
- You can structure accounts and funds to track CP contributions as a designated line, making it easy to report what your church gives to the convention alongside operating and missions activity.
- Is Grain used by other SBC churches?
- Grain is denomination-agnostic fund accounting built for churches. SBC churches use the same fund tracking, giving integration, and GAAP reporting features as any other congregation.
- Can our volunteer treasurer use Grain?
- Yes. Grain is designed for volunteer and part-time finance teams. Bank sync, giving imports, and approval workflows reduce manual work.
Helpful resources for your evaluation
Compare software, review pricing, and move from research into the product pages that match your church.
Church accounting software
Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.
Open resourceSmall church accounting software
See how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.
Open resourceChurch accounting software comparison
Full 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.
Open resourceChurch accounting pricing
Review the free Starter tier, Growth pricing, and when churches usually move up to paid plans.
Open resourceFree Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features are free for churches with up to $20k in monthly expenses.
Starter
For churches with up to $20k in monthly expenses
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
- MCP access
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
- MCP access
- REST API access
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Give your deacons the financial clarity they expect
See how Grain Ledger handles CP tracking, missions giving, and deacon-ready reporting.