Starter
For churches with up to $20k in monthly expenses
Free
- 1 Bank Connection
- 3 Users
- Unlimited Funds
- Donor Insights
- 1 Active Budget
- Standard GAAP Reports
Keep tithes, missions giving, and ministry expenses organized with fund accounting and clear reporting your pastor and board can trust.

See Grain Ledger church accounting software for the full product overview, or compare accounting software for churches on fund balances, giving imports, and board-ready reporting.
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Track designated missions contributions and outreach expenses separately from operating funds with full accountability.
Generate statements and fund summaries leadership can review quickly, with drill-down to journal entries when detail is needed.
Bank sync and giving imports reduce the burden on volunteer or bi-vocational finance teams.
Explore the product areas that match your needs, then start free or watch a short demo.
Fund-based books that stay in balance. Bank sync, chart of accounts, full audit trail.
Learn moreGiving pattern evidence. Retention insights. Tax-compliant statements.
Learn moreBills, approvals, Ramp and Bill.com / Divvy. From invoice to payment, fully tracked.
Learn moreCompare software, review pricing, and move from research into the product pages that match your church.
Product overview for fund accounting, giving integrations, bank reconciliation, and board-ready reporting.
Open resourceSee how Grain fits volunteer treasurers who need bookkeeping software without QuickBooks-style workarounds.
Open resourceFull 2026 comparison of church accounting software. Use this if you are choosing among Grain, Aplos, ChurchTrac, and QuickBooks.
Open resourceReview the free Starter tier, Growth pricing, and when churches usually move up to paid plans.
Open resourceNo credit card required. Most features are free for churches with up to $20k in monthly expenses.
For churches with up to $20k in monthly expenses
Free
For churches with up to $1M in annualized revenue or expenses
$70/month
Scale-based pricing for larger churches
$100/month
Pay your church staff and file payroll taxes, with every pay run posted to the right fund.
$50/month base
+ $10 per employee / month
Works with every accounting plan. No upgrade required.
Explore PayrollStarter
Growth
Scale
See how Grain Ledger handles missions tracking, tithe management, and ministry reporting.