Accounting Software for Community Churches
Independent churches need tools that flex with their mission, not software built for a denomination they do not belong to. Grain Ledger is fund accounting that fits how your community church actually works.
Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
No denominational template to follow
Build your chart of accounts and fund structure from scratch or start with Grain's nonprofit-ready defaults and customize from there.
Modern tools for modern churches
Connect your giving platform, sync your bank, and import card activity from Ramp or Bill.com instead of managing separate exports.
Board reporting without the jargon
Present financial health in language your leadership team understands, with drill-down detail available when needed.
How Grain helps
Explore product areas that map to what you need, then book a demo for a tailored walkthrough.
- Fund Accounting
Fund-based books that stay in balance. Bank sync, chart of accounts, full audit trail.
Learn more - Bills and Expenses
Bills, approvals, Ramp and Bill.com / Divvy. From invoice to payment, fully tracked.
Learn more - Giving Analytics
Donor health scores. Retention insights. Tax-compliant statements.
Learn more
Common questions
- Does Grain work for independent community churches?
- Yes. Grain imposes no denominational structure. You configure your own chart of accounts, funds, and reporting to match how your church operates.
- What integrations are available?
- Planning Center for giving, Ramp and Bill.com for expenses, and Plaid for bank sync. More integrations are coming.
- Can we customize reports?
- Grain produces standard GAAP-style statements with interactive drill-down and export options. Filter by fund, date range, and dimension.
Free Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features free for churches under $20k in monthly spend.
Starter
For churches under $20k in monthly spend
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Accounting that fits your church, not someone else's template
See how Grain Ledger gives community churches flexible fund accounting with modern integrations.