Accounting Software for Non-Denominational Churches
Growing churches need books that keep up. Grain Ledger gives you fund-based accounting, clear restricted giving, and dashboards leadership can understand without a finance degree.
Challenges we hear from churches like yours
Grain Ledger is built to replace spreadsheet risk with fund accounting that scales.
Rapid growth outpaces the spreadsheet
Move to double-entry fund accounting before mistakes compound. Automate imports and keep every fund in balance.
Elders want clarity, not jargon
Present statements and variances in language boards expect, with the detail available when finance teams need it.
Integrations that match modern churches
Connect giving, cards, and banking so staff spend less time re-keying and more time on ministry.
How Grain helps
Explore product areas that map to what you need, then book a demo for a tailored walkthrough.
- Fund Accounting
Fund-based books that stay in balance. Bank sync, chart of accounts, full audit trail.
Learn more - Giving Analytics
Donor health scores. Retention insights. Tax-compliant statements.
Learn more - Bills and Expenses
Bills, approvals, Ramp and Bill.com / Divvy. From invoice to payment, fully tracked.
Learn more
Common questions
- Is Grain only for denominational churches?
- No. Grain is built for any church that needs fund accounting, donor tracking, and GAAP-style reporting. Non-denominational churches use the same core ledger and dimensions.
- Can we add funds or departments as we grow?
- Yes. You can expand your chart of accounts, funds, and dimensions as your church grows without changing products.
- Do volunteers need accounting training?
- Grain is designed so treasurers and admins can learn workflows quickly, with approvals and bank sync reducing manual work. Your CPA still gets standard nonprofit reports.
Free Church Accounting
Free to Start. Scales as You Grow.
No credit card required. Most features free for churches under $20k in monthly spend.
Starter
For churches under $20k in monthly spend
Accounting
- 1 Bank Connection
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- ≤ $20k Monthly Expenses
- AI Invoice Scanning
Budgets
- 1 Active Budget
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
Growth
Popular
For growing congregations
Accounting
- 3 Bank Connections
- Unlimited Funds
- Accrual & Cash Basis
- 3 Users
- Standard Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
Reporting
- Standard GAAP Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Priority Email
Enterprise
For larger churches with complex needs
Accounting
- Accrual & Cash Basis
- Unlimited Bank Connections
- Unlimited Funds
- Unlimited Users
- Custom Roles
- One-Click QuickBooks Migration
Giving Intelligence
- Donor Insights
- Donor Development
- DAF Analytics
- Giving Statements
- ChMS Integrations
Spend Management
- Unlimited Monthly Expenses
- AI Invoice Scanning
- Email Invoice Automation
Budgets
- Unlimited Active Budgets
- Multi-Scenario Planning
Reporting
- Custom Reports
- Custom Dashboards
- Dimension Tags Reporting
Support
- Phone
Church Payroll
A standalone product, built into Grain
Pay your church staff, file payroll taxes, and keep every paycheck tied to the right fund. Priced and packaged on its own — no plan upgrade required.
Run church payroll without the bookkeeping cleanup
Modern payroll, time tracking, and tax filings — with every pay run posting straight to the right fund. No exporting, no re-keying, no month-end mess.
No plan upgrade required - works with Starter, Growth, or Enterprise
Simple, transparent pricing
Everything included
Your church is growing. Your accounting should keep up.
See how Grain Ledger scales from launch to multi-ministry operations.